Shirika Housing Co-operative Society Limited

Shirika DT Sacco Society, established in 1969, has grown to serve a diverse membership from various sectors, including government ministries and cooperative organizations. With over 7,000 members and substantial financial resources exceeding Ksh 1.9 billion in deposits and a loan portfolio of Ksh 2.1 billion, Shirika Sacco is committed to providing tailored financial solutions that cater to the unique needs of its members. The society's mission is to empower members' socio-economic well-being through innovative and quality financial products, while its vision aims for global leadership in the cooperative financial sector. The offerings at Shirika Sacco include a range of savings and loan products designed for different member demographics. Notable loan products include FOSA Personal Loans with a repayment period of up to 72 months at competitive interest rates, and specialized products for senior citizens that secure loans against property or through guaranteed member systems. Additionally, asset financing options and a Burial Benevolent Fund are made available to contribute to members' financial security. The structure and flexibility of these loans, alongside their supposed accessibility via various payment channels such as mobile banking, aim to provide members with tools to manage their finances effectively. Shirika Sacco prides itself on its core values, which emphasize teamwork, equity, integrity, and customer focus, fostering an environment geared towards member satisfaction and operational transparency. This commitment reflects not only in their diverse product offerings but also in their operational policies, aimed at optimizing resources and delivering services efficiently. Furthermore, the society has integrated modern technology into its banking services, enhancing convenience and accessibility for its members. By adhering to these principles, Shirika DT Sacco positions itself as a reliable partner in the financial journeys of its members, aiming to support their long-term economic objectives.