Shirika Housing Co-operative Society Limited

Shirika DT Sacco Society, established in 1969, has evolved significantly to serve a diverse membership exceeding 7,000 individuals, with total deposits amounting to Ksh 1.9 billion and a loan portfolio of Ksh 2.1 billion. The cooperative aims to empower its members' socio-economic well-being by providing a wide range of financial solutions tailored to meet their unique needs. The Society offers an extensive array of loan products under its Front Office Service Activity (FOSA), catering specifically to members who bank with the Sacco. These include personal loans, asset financing, and specialized offerings for seniors and those channeling their salaries via FOSA. Notably, repayment periods have been reviewed to extend up to 108 months in certain cases, facilitating greater flexibility for members. In addition to loans, Shirika DT Sacco features a variety of saving products designed to assist members in securing their financial futures. As part of their commitment to accessibility, Shirika DT Sacco provides various electronic banking services, including mobile banking, Electronic Funds Transfer (EFT), and a Sacco Link ATM card—enabling members to access funds conveniently. The Sacco emphasizes the importance of teamwork, equity, integrity, and customer focus in all aspects of service delivery. These core values guide the society's operations and shape its interaction with members, ensuring each individual is treated fairly and receives effective service. The organization’s mission is to build strong, empowered communities through diversified financial solutions that address both immediate needs and long-term financial goals. Shirika DT Sacco's vision is to establish itself as a leading cooperative enterprise within the financial sector on a global scale. Members are encouraged to engage closely with the Sacco to optimize the benefits and services available, aligning their financial strategies with personalized solutions that support their individual journeys toward financial freedom and stability.